What do you know about your health insurance?
- September, 2018
- Financial Wellness
Have you ever wondered whether you have the right health insurance? Many people stay with the same plan year after year, but maybe a change would result in cost savings for you, or maybe your health needs have changed and another plan may be better for you.
If you are like most people, the only time you review your health insurance plan is when you get a bill from a provider or service that you did not expect! As you try to figure out why you got a bill, it can be hard to figure out the health insurance language in your plan.
Having a better understanding of health insurance terms, and questions you may want to ask of your insurance provider before you need health care services, can help you to make the best choices about where and when to seek health care services. It could also save you some anxiety and frustration, and may save you from paying more for your health care.
• What is the difference between deductible, co-payment and co-insurance?
• What is the difference between an approved provider and an out-of-network provider?
• What is pre-authorization? How do I know if I need pre-authorization for a service, and if I do, who do I contact?
• What is the difference between going to the emergency room or seeing my primary care doctor for treatment? Check out our easy guide for some tips (before an emergency occurs!): https://osuhealthplan.com/sites/default/files/pdf/know-your-health-care-...
These questions and others will be explained during this webinar series and we would encourage you to attend!
Join us for “Health Insurance Basics”, a three-part webinar series hosted by OSU Health Plan and Your Plan for Health starting September 27 at 12:00 p.m. The third in the series will focus on preparing for open enrollment, which begins November 1. This part will take place on October 31 at 12:00 p.m. Our experienced presenter will walk you through the options and how to utilize MyBenefitsMentor to make an informed decision. To register, sign in at https://linktohealth.osu.edu/. Select “educational program” and search for the starting date.